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Interpretation of Higher Vocational Funding Policy

(Summary description)
1. Funding Policy for Higher Vocational Education

The state implements multiple mixed subsidies such as "rewards, loans, aids, work allowances, and green channels" for higher vocational students.

1. National scholarship. Particularly outstanding second-year and above (including second-year) higher vocational students are awarded, 8,000 yuan per student per year, and an honorary certificate printed uniformly by the state will be awarded.

2. National inspirational scholarship. The reward is 5,000 yuan per student per year for second-year and above (including second-year) vocational students who have excellent academic performance and family financial difficulties.

3. National grants. Support higher vocational school students whose families have financial difficulties.

4. National student loans. Government-led and financial institutions provide guarantee-free and mortgage-free credit loans to college students with financial difficulties, which are used to settle the tuition and accommodation fees of students during the school period. The maximum per student per year does not exceed 8,000 yuan. Financial subsidies.

5. State funding for grassroots employment. For fresh graduates of central colleges and universities who voluntarily go to work in grassroots units in the central and western regions and hard-to-reach areas, with a service period of more than 3 years (including 3 years), tuition fees or national student loans shall be compensated, no more than 8,000 per student per year yuan. Local college graduates' tuition compensation loan reimbursement is formulated and implemented by local governments in accordance with the central policy.

6. National education subsidy for enlistment and military service. The state implements tuition compensation or national student loan compensation for students in higher vocational colleges enlisted for compulsory military service and recruited as noncommissioned officers. Students in higher vocational colleges (including freshmen) who are studying before performing compulsory military service shall retain their school status or enrollment qualifications according to national regulations, and voluntarily return to school or enroll after retirement. Tuition reductions and exemptions will be implemented for self-employed retired soldiers who have been admitted to higher vocational colleges for more than one year. The subsidy standard is no more than 8,000 yuan per student per year.

7. Work and study. Under the premise that students have spare time in their studies, they can use their spare time to participate in work-study activities organized by higher vocational colleges, obtain legal remuneration through labor, and improve their study and living conditions.

8. Other funding policies and measures.

(1) Green channel. For the freshmen whose families are in financial difficulties who temporarily raise uneven tuition and accommodation fees, they can go through the enrollment procedures through the "green channel" opened by higher vocational colleges during the period of school opening. After enrollment, the financial aid department of higher vocational colleges conducts identification of difficulties according to the specific situation of students, and adopts different measures to provide financial assistance.

(2) Tuition fee reduction. Students in public higher vocational colleges whose families are in financial difficulties and cannot pay tuition, especially orphans and disabled students, minority students and children of martyrs, and children of special care families, can receive tuition reduction or exemption. The specific measures shall be formulated by higher vocational colleges.

(3) Auxiliary measures. Higher vocational colleges use their own funds, social organizations and personal donations to set up scholarships, grants, and grant special hardship subsidies to students who experience temporary difficulties.

2. National scholarships and bursaries for higher vocational colleges are further raised and expanded

In June 2019, the Ministry of Finance and the Ministry of Education issued the "Notice on Adjusting the Policy on Scholarships and Grants for Vocational Colleges" to expand the coverage of scholarships and grants for higher vocational colleges and raise the subsidy standards.

1. Increase the number of national scholarships in higher vocational colleges. Starting in 2019, 10,000 national scholarship awards will be increased, all of which will be used to reward particularly outstanding full-time vocational college students. The award standard is 8,000 yuan per student per year.

2. Expand the coverage of national inspirational scholarships in vocational colleges. From 2019, the coverage of national inspirational scholarships for higher vocational students will be increased by 10%, that is, from 3% to 3.3%, and the award standard will be 5,000 yuan per student per year.

3. Expand the coverage of national bursaries for higher vocational colleges and raise

Interpretation of Higher Vocational Funding Policy

(Summary description)
1. Funding Policy for Higher Vocational Education

The state implements multiple mixed subsidies such as "rewards, loans, aids, work allowances, and green channels" for higher vocational students.

1. National scholarship. Particularly outstanding second-year and above (including second-year) higher vocational students are awarded, 8,000 yuan per student per year, and an honorary certificate printed uniformly by the state will be awarded.

2. National inspirational scholarship. The reward is 5,000 yuan per student per year for second-year and above (including second-year) vocational students who have excellent academic performance and family financial difficulties.

3. National grants. Support higher vocational school students whose families have financial difficulties.

4. National student loans. Government-led and financial institutions provide guarantee-free and mortgage-free credit loans to college students with financial difficulties, which are used to settle the tuition and accommodation fees of students during the school period. The maximum per student per year does not exceed 8,000 yuan. Financial subsidies.

5. State funding for grassroots employment. For fresh graduates of central colleges and universities who voluntarily go to work in grassroots units in the central and western regions and hard-to-reach areas, with a service period of more than 3 years (including 3 years), tuition fees or national student loans shall be compensated, no more than 8,000 per student per year yuan. Local college graduates' tuition compensation loan reimbursement is formulated and implemented by local governments in accordance with the central policy.

6. National education subsidy for enlistment and military service. The state implements tuition compensation or national student loan compensation for students in higher vocational colleges enlisted for compulsory military service and recruited as noncommissioned officers. Students in higher vocational colleges (including freshmen) who are studying before performing compulsory military service shall retain their school status or enrollment qualifications according to national regulations, and voluntarily return to school or enroll after retirement. Tuition reductions and exemptions will be implemented for self-employed retired soldiers who have been admitted to higher vocational colleges for more than one year. The subsidy standard is no more than 8,000 yuan per student per year.

7. Work and study. Under the premise that students have spare time in their studies, they can use their spare time to participate in work-study activities organized by higher vocational colleges, obtain legal remuneration through labor, and improve their study and living conditions.

8. Other funding policies and measures.

(1) Green channel. For the freshmen whose families are in financial difficulties who temporarily raise uneven tuition and accommodation fees, they can go through the enrollment procedures through the "green channel" opened by higher vocational colleges during the period of school opening. After enrollment, the financial aid department of higher vocational colleges conducts identification of difficulties according to the specific situation of students, and adopts different measures to provide financial assistance.

(2) Tuition fee reduction. Students in public higher vocational colleges whose families are in financial difficulties and cannot pay tuition, especially orphans and disabled students, minority students and children of martyrs, and children of special care families, can receive tuition reduction or exemption. The specific measures shall be formulated by higher vocational colleges.

(3) Auxiliary measures. Higher vocational colleges use their own funds, social organizations and personal donations to set up scholarships, grants, and grant special hardship subsidies to students who experience temporary difficulties.

2. National scholarships and bursaries for higher vocational colleges are further raised and expanded

In June 2019, the Ministry of Finance and the Ministry of Education issued the "Notice on Adjusting the Policy on Scholarships and Grants for Vocational Colleges" to expand the coverage of scholarships and grants for higher vocational colleges and raise the subsidy standards.

1. Increase the number of national scholarships in higher vocational colleges. Starting in 2019, 10,000 national scholarship awards will be increased, all of which will be used to reward particularly outstanding full-time vocational college students. The award standard is 8,000 yuan per student per year.

2. Expand the coverage of national inspirational scholarships in vocational colleges. From 2019, the coverage of national inspirational scholarships for higher vocational students will be increased by 10%, that is, from 3% to 3.3%, and the award standard will be 5,000 yuan per student per year.

3. Expand the coverage of national bursaries for higher vocational colleges and raise

Information

1. Funding Policy for Higher Vocational Education

The state implements multiple mixed subsidies such as "rewards, loans, aids, work allowances, and green channels" for higher vocational students.

1. National scholarship. Particularly outstanding second-year and above (including second-year) higher vocational students are awarded, 8,000 yuan per student per year, and an honorary certificate printed uniformly by the state will be awarded.

2. National inspirational scholarship. The reward is 5,000 yuan per student per year for second-year and above (including second-year) vocational students who have excellent academic performance and family financial difficulties.

3. National grants. Support higher vocational school students whose families have financial difficulties.

4. National student loans. Government-led and financial institutions provide guarantee-free and mortgage-free credit loans to college students with financial difficulties, which are used to settle the tuition and accommodation fees of students during the school period. The maximum per student per year does not exceed 8,000 yuan. Financial subsidies.

5. State funding for grassroots employment. For fresh graduates of central colleges and universities who voluntarily go to work in grassroots units in the central and western regions and hard-to-reach areas, with a service period of more than 3 years (including 3 years), tuition fees or national student loans shall be compensated, no more than 8,000 per student per year yuan. Local college graduates' tuition compensation loan reimbursement is formulated and implemented by local governments in accordance with the central policy.

6. National education subsidy for enlistment and military service. The state implements tuition compensation or national student loan compensation for students in higher vocational colleges enlisted for compulsory military service and recruited as noncommissioned officers. Students in higher vocational colleges (including freshmen) who are studying before performing compulsory military service shall retain their school status or enrollment qualifications according to national regulations, and voluntarily return to school or enroll after retirement. Tuition reductions and exemptions will be implemented for self-employed retired soldiers who have been admitted to higher vocational colleges for more than one year. The subsidy standard is no more than 8,000 yuan per student per year.

7. Work and study. Under the premise that students have spare time in their studies, they can use their spare time to participate in work-study activities organized by higher vocational colleges, obtain legal remuneration through labor, and improve their study and living conditions.

8. Other funding policies and measures.

(1) Green channel. For the freshmen whose families are in financial difficulties who temporarily raise uneven tuition and accommodation fees, they can go through the enrollment procedures through the "green channel" opened by higher vocational colleges during the period of school opening. After enrollment, the financial aid department of higher vocational colleges conducts identification of difficulties according to the specific situation of students, and adopts different measures to provide financial assistance.

(2) Tuition fee reduction. Students in public higher vocational colleges whose families are in financial difficulties and cannot pay tuition, especially orphans and disabled students, minority students and children of martyrs, and children of special care families, can receive tuition reduction or exemption. The specific measures shall be formulated by higher vocational colleges.

(3) Auxiliary measures. Higher vocational colleges use their own funds, social organizations and personal donations to set up scholarships, grants, and grant special hardship subsidies to students who experience temporary difficulties.

2. National scholarships and bursaries for higher vocational colleges are further raised and expanded

In June 2019, the Ministry of Finance and the Ministry of Education issued the "Notice on Adjusting the Policy on Scholarships and Grants for Vocational Colleges" to expand the coverage of scholarships and grants for higher vocational colleges and raise the subsidy standards.

1. Increase the number of national scholarships in higher vocational colleges. Starting in 2019, 10,000 national scholarship awards will be increased, all of which will be used to reward particularly outstanding full-time vocational college students. The award standard is 8,000 yuan per student per year.

2. Expand the coverage of national inspirational scholarships in vocational colleges. From 2019, the coverage of national inspirational scholarships for higher vocational students will be increased by 10%, that is, from 3% to 3.3%, and the award standard will be 5,000 yuan per student per year.

3. Expand the coverage of national bursaries for higher vocational colleges and raise subsidy standards. From the spring semester of 2019, the coverage of the national bursary for higher vocational students will be increased by 10%, and the average subsidy standard will be increased from 3,000 yuan per student per year to 3,300 yuan.

Three, comprehensive

1. What content does the higher vocational student financial aid policy system include?

Answer: Including national scholarships, national inspirational scholarships, national grants, national student loans, grassroots employment and enlistment tuition compensation, national student loan compensation, education subsidies for retired soldiers, and work-study assistance.

Students with financial difficulties from families entering higher vocational colleges can first register on time through the "green channel" opened by higher vocational schools. After entering the school, the school adopts different methods to subsidize according to the verified situation. Among them, to solve the problem of tuition and accommodation fees for students with financial difficulties, the national student loan is mainly used, and the national inspirational scholarship is supplemented; to solve the problem of living expenses, the national scholarship is mainly used, and the work-study is supplemented. In addition, the state also actively guides and encourages social organizations, enterprises, and individuals to set up scholarships and grants for higher vocational education to jointly help students from families with financial difficulties enroll in and complete their studies.

2. Which vocational college students can enjoy the subsidy policy?

Answer: According to the relevant regulations of the state, the establishment and implementation of general higher vocational schools are approved.

3. Is the number of national scholarships, national inspirational scholarships, and national grants evenly distributed among schools?

Answer: It is not evenly distributed. When allocating national scholarships and national inspirational scholarships, it is appropriate to favor schools with a higher level of education, and higher vocational colleges that focus on special subjects such as agriculture, forestry, water, land, and mineral oil nuclear. When allocating the number of national scholarships, it is appropriate to give preference to ethnic colleges and vocational colleges that focus on special subjects such as agriculture, forestry, water, land, mineral oil and nuclear and other national needs, and where there are more students with financial difficulties from families.

4. Can private higher vocational students enjoy the national subsidy policy?

Answer: You can equally enjoy the national subsidy policies such as student loans and scholarships in public higher vocational colleges as required.

5. What is a national grant?

Answer: It is jointly funded and established by the central and local governments. It is mainly used to subsidize the living expenses of full-time regular college students with financial difficulties.

6. Which vocational students can get the national bursary?

Answer: Full-time vocational students who have financial difficulties in their families can receive national scholarships.

7. What are the funding standards of the National Grants?

Answer: The national average funding standard is 3,300 yuan per person per year, and the specific standard can be set at 2-3 levels.

8. What is a national inspirational scholarship?

Answer: The central and local governments jointly funded the establishment to reward full-time undergraduate and junior college students of grade two or above (including grade two) who have excellent academic performance and financial difficulties.

9. Which vocational students can apply for national inspirational scholarships?

Answer: Full-time general higher vocational college students of grade two or above (including grade two) who are both excellent in character and learning and have financial difficulties at home can apply for national inspirational scholarships. In the same academic year, students who receive the National Encouragement Scholarship cannot simultaneously receive the National Scholarship.

10. What is the award standard and ratio of the National Inspirational Scholarship?

Answer: The reward standard is 5000 yuan per person per year. The students who receive national inspirational scholarships account for 3.3% of the total number of students in colleges and universities nationwide.

11. What is a national scholarship?

Answer: It is funded and established by the central government to reward particularly excellent full-time undergraduate and junior college students in the second grade or above (including the second grade).

12. Which vocational students can obtain national scholarships?

Answer: Particularly outstanding full-time students in general higher vocational colleges above grade two (including grade two) can receive national scholarships. Regardless of whether the family’s financial difficulties, students can obtain national scholarships as long as they meet the prescribed conditions. In the same academic year, students with financial difficulties who receive national scholarships can apply for and receive national bursaries at the same time, but cannot receive national inspirational scholarships at the same time.

13. What are the award criteria and number of national scholarships?

Answer: The award amount of the national scholarship is 8,000 yuan per person per year. 60,000 people are awarded annually across the country.

14. Can national scholarships, national inspirational scholarships and national bursaries be awarded at the same time?

Answer: In the same academic year, the national scholarship can be combined with the national scholarship or the national inspirational scholarship, but the national scholarship and the national inspirational scholarship cannot be both.

15. What is a national student loan on campus?

Answer: The national student loans are led by the government. Financial institutions provide credit student loans to college students with financial difficulties to help solve the tuition and accommodation fees of students with financial difficulties at school. The national student loan on campus is a student loan that the borrowing student handles in the university. The national student loan on campus is a credit loan. Students do not need to apply for loan guarantee or mortgage, but they need to promise to repay the loan on time and bear related legal responsibilities. The state bears the interest of the students during their stay in school. Whether a higher vocational college has opened a national student loan on campus, you need to consult your school.

16. Which vocational students can apply for national student loans on campus?

Answer: Full-time ordinary higher vocational students with family financial difficulties, with the nationality of the People’s Republic of China, can apply to the handling bank for the country of campus through the school’s student financial assistance department after the start of the new school year (the specific time is set by each school) Student Loans. In principle, the application is processed once a year.

17. How many campus national student loans can vocational students apply for each academic year?

Answer: The maximum per person per year does not exceed 8,000 yuan.

18. What is the repayment period of the national student loan on campus?

Answer: In principle, the repayment period of the national student loan of the campus is determined by the school system plus 13 years, and the longest is not more than 20 years. Borrowing students should repay the loan interest after graduation, and start repaying the loan principal from any month within 3 years after graduation, as long as the entire loan is paid off within 13 years after graduation.

19. How is the interest rate of the national student loan on campus regulated?

Answer: According to the legal loan interest rate announced by the People's Bank of China and relevant national interest rate policies.

20. How to pay the interest of the national student loan on campus?

Answer: The interest does not need to be paid by the borrowing students during the school period, and the interest will be discounted by the state; the interest after graduation is paid by the borrowing students in full. If there is a breach of repayment, the penalty interest arising therefrom shall be borne by me.

If the student suspends school during the study period, the borrowing student shall provide a written certification application to the handling agency. After the application is successful, the loan interest during the suspension period shall be paid by the state.

After graduation, if you continue to study for a degree during the repayment period, the borrowing student can provide a written certification application to the handling agency. After the application is successful, the interest on the loan incurred during the continued study for the degree will continue to be discounted by the state.

21. What materials do students need to provide when applying for a national student loan on campus?

Answer: Students need to provide the following materials:

(1) Application for National Student Loan;

(2) A copy of my student ID card and resident ID card (minors must provide a valid identity certificate of the legal guardian and proof of written consent to apply for a loan, and students over 16 years old must hold a resident ID card of the People's Republic of China);

(3) "Application Form for Identification of Students with Family Financial Difficulties".

22. How to issue national student loans on campus?

Answer: The national student loan on campus implements a one-time application, one-time credit extension, and issuance in installments. That is, students can sign a loan contract with the bank for multiple academic years at a time, but the bank provides the loan amount once every academic year.

23. What is a credit student loan in the place of origin?

Answer: The national student loans are led by the government. Financial institutions provide credit student loans to college students with financial difficulties to help solve the tuition and accommodation fees of students with financial difficulties at school. Credit student loans in the place of origin are student loans made by the borrowing students at the student financial institution or financial institution where their household registration is located. The state shall bear the interest of the borrowed students during their stay in school. The student’s source credit loan is a credit loan and does not require a guarantee or mortgage. The student and the parent (or other legal guardian) are the co-borrowers and apply to the student assistance management center or financial institution of the county (city, district) where the student is registered before enrolling. Apply for a loan and share the responsibility for repayment. At present, most provinces across the country have launched credit student loans for student sources.

24. Which higher vocational students can apply for credit student loans from the student source?

Answer: First, you must be an honest, trustworthy, and law-abiding Chinese citizen; second, you must be a vocational student who has been formally admitted to a regular higher vocational college or is already studying; third, the student’s household registration, parents (or other legal guardian) ) The household registration is in the county (city, district); in the end, the family must have financial difficulties, and the income that can be obtained is not enough to cover the basic expenses required to complete the school during the school.

25. What is the procedure for applying for a credit student loan in the place of origin?

Answer: The loan is applied for, approved and issued annually. Before the start of the new semester, students apply to the student financial assistance management center of the county (city, district) where the family is located (in some areas, apply directly to the relevant financial institution). The county-level student financial aid management center conducts preliminary qualification review, and financial institutions finally approve and issue loans.

26. What is the amount and interest of the credit student loan in the place of origin?

Answer: The loan amount that the borrower applies for each academic year does not exceed RMB 8,000. The interest of students during their studies is fully subsidized by the finance, and the interest after graduation is borne by the students and their parents (or other legal guardians).

27. What is the repayment period and repayment method of the credit student loan in the student source area?

Answer: In principle, the term of the student's credit student loan is determined by the school system plus 13 years, and the longest period is not more than 20 years. If the school system exceeds 3 years or continue to study for undergraduate, postgraduate, or second bachelor degree, the loan repayment period after graduation will be shortened accordingly. The grace period for principal repayment is the three-year period after the student is in school and after graduation. After the grace period for principal repayment ends, the principal and interest of the loan will be repaid in installments by the student and their parents (or other legal guardians) in accordance with the loan contract.

28. How to deal with national student loans when borrowing students transfer or drop out during their studies?

Answer: If the borrowing student transfers, suspends school, withdraws from school, goes abroad, is expelled from school, etc., the school will promptly notify the lending bank. After receiving the notice, the lending bank will stop issuing undistributed loans and take back the loan principal in advance, etc. Measures. After the student has paid off the principal or signed a repayment agreement with the handling bank, the school can handle the relevant procedures for the student.

29. Under what circumstances can a borrowing student apply for termination of loan distribution?

Answer: When you do not need to continue the loan, you can submit a written application to the school funding department to terminate the loan issuance 10 days before the loan date of the year. After the application is successful, you can go to the bank to go through the procedures for changing the loan contract.

30. What procedures do borrowing students need to go through when they graduate?

Answer: If you are directly employed, you only need to go through the repayment confirmation procedures with the handling bank before graduation and leave school, draw up a repayment plan, sign a repayment agreement, and carefully choose the time to start repayment of the principal. This is very important. Do not breach the contract due to improper selection. If you continue to study for a higher degree after graduation, you must submit an application for adjustment of the repayment plan and interest discount to the school funding department before graduation, and provide relevant certificates for continuing to study for a degree. After passing the review, continue to enjoy national student loans and national interest discounts.

31. What method can borrowed students take to repay the national student loans?

Answer: There are two main methods of repayment: equal principal and interest repayment method (monthly repayment of a fixed principal plus interest, that is, the repayment principal and interest are evenly distributed every month) and equal principal repayment method (monthly repayment of a fixed principal , So the principal and interest of the repayment in the early period are more, and the principal and interest of the repayment will gradually decrease as the interest decreases in the later period). Total interest of the former

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